Group Income Protection & Disability
Securing Your Team's Financial Future
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We understand the importance of safeguarding your employees' financial stability in the face of unforeseen health challenges. Our Group Income Protection and Disability Insurance plans are designed to provide peace of mind for both employers and employees, ensuring that if the unexpected happens, you're prepared.
What Is Group Income Protection Insurance?
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Group Income Protection Insurance, also known as Group Disability Insurance, is a policy taken out by an employer to provide financial support to their employees in the event of long-term sickness or injury. This insurance ensures that employees receive a continued income, typically a percentage of their salary, during their period of incapacity.
Key Benefits
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Financial Security for Employees
Offers a replacement income during periods of long-term sickness or injury.
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Employer Support
Helps businesses support their employees without the financial strain of covering salaries in full.
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Attracts and Retains Talent
Enhances employee benefits package, making your company a more attractive place to work.
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Tax Efficient
Premiums are usually tax-deductible for the business.
What Is Disability Insurance?
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Disability Insurance provides employees with income protection in the event they become disabled and are unable to work. This insurance can be short-term or long-term, covering different types of disabilities, from physical injuries to mental health issues.
Key Features
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Short-Term Disability (STD)
Typically covers 40-60% of the employee's salary for a duration of 3-6 months.
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Long-Term Disability (LTD)
Kicks in after STD ends, covering a portion of the employee's salary for a more extended period, potentially until retirement age.
Our Commitment
Tailored Solutions
We understand that every business is different. Our experts work with you to create a plan that fits your specific needs.
Expert Support
Our team of professionals are always available to assist with claims, answer questions, and provide guidance.
Competitive Rates
We offer competitive pricing on all our insurance products, ensuring you get the best value for your investment.
Ease of Use
From application to claims processing, our processes are streamlined for your
convenience.
Here's how we usually support our clients implementing the right protection plan;
Customize Your Plan: Work with our experts to customize a plan that meets your needs and budget.
Educate Your Team: We'll provide you with all the materials you need to educate your employees about their new benefits.
Ongoing Support: Our team will be here to provide ongoing support, answer any questions, and assist with claims.
Customize Your Plan
Work with our experts to customize a plan that meets your needs and budget.
Educate Your Team
We'll provide you with all the materials you need to educate your employees about their new benefits.
Ongoing Support
Our team will be here to provide ongoing support, answer any questions, and assist with claims.
Investing in Group Income Protection and Disability Insurance is not just about fulfilling a duty of care, it's about providing your employees with a safety net that allows them to focus on their recovery without financial worry.
At Boitefin, we're here to help you every step of the way. Protect your most valuable asset, your people.
Ready to learn more or get started?
Our team is ready to assist you in securing your team's financial future.
